Bankroll Management With 1-3-2-4 – How I Keep Profits Steady on Ok Win
In Baccarat, the 1-3-2-4 system is more than just a betting sequence—it’s also a tool for managing psychology and bankroll. I realized early on that without a clear capital management plan, even a well-designed system like 1-3-2-4 becomes meaningless.
🎲 Why Bankroll Management Matters
There was a period when I used 1-3-2-4 over and over again but still ended up without consistent profit. The problem wasn’t the system itself—it was my poor bankroll discipline:
I played too many cycles back-to-back, which drained my energy and focus.
I never set a daily limit; when I lost, I kept reloading, and when I won, I kept playing out of greed.
I failed to separate profit from starting capital, which made me lose track and eventually burn through everything.
After several painful experiences, I learned that 1-3-2-4 only works when combined with strict bankroll planning.
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🎲 How I Manage My Bankroll With 1-3-2-4
1. Divide bankroll into small units
I always break my bankroll into units worth only 1–2% each. For example, if I have 5,000 INR, I split it into 50 units of 100 INR. That means my 1-3-2-4 cycle becomes:
Round 1: 100 INR
Round 2: 300 INR
Round 3: 200 INR
Round 4: 400 INR
This keeps each bet proportional and manageable.
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2. Limit the number of cycles per day
I set a goal of only 5–7 cycles per day—win or lose. If I win, I stop to lock in profit; if I lose, I stop to avoid tilt and reckless recovery betting.
3. Separate profit from capital
Every 2–3 successful cycles, I pull out my winnings into a “safety fund.” That way, my base capital always remains intact, and profits don’t get lost to unnecessary risks.
🎲 My Real Experience on Ok Win
When I first played on Ok Win, I once burned through 2,000 INR in a single night simply because I had no limits. After switching to bankroll division and cycle caps, the outcome changed drastically.
Now, there are days when I only make 300–400 INR profit, but my balance never drops to a dangerous level. The pressure to recover losses is gone, and I play with a much calmer mindset. Most importantly, my profits are consistent, even if modest.
✅ Conclusion
The 1-3-2-4 system is absolutely worth using in Baccarat, but only when paired with proper bankroll management. Without discipline, any strategy can turn into a double-edged sword.
For me, the winning formula is simple: discipline, limits, and separating profits from capital. That’s how I’ve been able to play longer, safer, and more profitably on Ok Win.